Sets the estimated property tax rate and home insurance for your area. You can override both under Advanced options.
An estimate is fine. It doesn't change the numbers here, but it helps a loan officer tell you which programs and rates you'd actually qualify for.
National estimates: 1.10% tax · $1,500/yr insurance
Everything before taxes — salary, self-employment, tips, commissions, overtime, bonuses. Include co-borrower income.
Savings, checking, retirement funds, gift money, and proceeds from a home sale. It covers both the down payment and closing costs.
Credit card minimums, student loans, car payments, personal loans, child support. Not current rent or mortgage, and not living expenses like utilities, phone, or subscriptions.
Set this to the rate you've been quoted. If you haven't been quoted one yet, leave it where it is and adjust once you have a real number.
Loan type affects labeling only in this estimate. ARM payments shown are the initial fixed period.
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